Whether You're Defacto or Married, a Financial Agreement Gives You Both Peace of Mind

If you want to stop worrying about the financial "what if's" of living with your partner then you need the certainty and security that a Financial Agreement offers.

A Financial Agreement Agreement is special type of private contract that allows a de facto couple to decide how they want to divide their property if their relationship breaks down. 

It’s kind of like an insurance policy against going through an ugly and expensive separation.

It gives you the opportunity at the start of or during your cohabitation, when times are good, to document how you want to treat each and your property if you separate. 

Now, it’s natural to NOT want to think about breaking up when you’re getting together, but it’s much easier to be fair and balanced about who gets what when you still have each other's best interests at heart. 

Is a Financial Agreement Right for You?


It would be wise to consider a financial agreement if:

  • You’ve been through a stressful property settlement before and don’t want to go through it again.
  • You want to protect your hard-earned assets or secure your children’s future. 
  • You need to shield yourself from your partner’s debts or financial risks.

If any of these sound like you, then a Financial Agreement is a smart step to protect your relationship and financial future. 

Get Started with the Ongoing Relationship BFA Planner Kit - just $49

Finalising Your Financial Agreement is Simple

There are two important parts to finalising your Financial Agreement

  • Completing the BFA Planner ($49 today to get started)
  • Getting the Required Legal Advice ($3250 covers both parties in most cases)

We’ve designed our 5 step system to be simple, stress-free, and easy to complete - so you and your partner can focus on building your future together with confidence.

Download Agreement Template

1. Get the Agreement Kit ($49 – Get Started Today!)

Download, complete, and submit the BFA Planner - categories and approximate values only, no exact account numbers needed. Yours to keep regardless of what happens next.

Submit agreement

2. Submit and Confirm

We check we've understood your situation and intentions before anything proceeds - catching any gaps early, before you commit to the next stage.

Complete Template

3. Fine Tune your Draft Agreement

Your matter formally begins. We work through the finer detail together by phone and email - the points people often miss - getting your agreement ready for final Legal Review.

Get the Fixed Price Legal Advice

We connect you with a trusted lawyer to review your agreement, so you can be confident it meets all legal requirements.

Sign the Agreement

Sign & Finalise Your Agreement

Once both partners receive legal advice, the document is ready to sign.

Your agreement is now legally binding and provides financial clarity for your future.

After completing the five steps, you’ll have certainty and confidence knowing your financial future as a couple is secure.

With a legally binding agreement in place, you’ve taken a proactive step to protect your assets, clarify financial expectations, and ensure fairness for both partners. Instead of uncertainty or future disputes, you can move forward with trust, transparency, and peace of mind, focusing on what truly matters - building a strong and happy future together.

Here’s Exactly What You’ll Get When You Order Today

Your Financial Agreement Kit gives you everything you need to secure your financial future without expensive legal fees.

You’ll get immediate access to:

📝 1. Financial Agreement Kit including BFA Planner (See Sample Pages Below)

  • No dense legal clauses to wade through here - just plain questions about your situation, with enough detail to meet the law's disclosure requirements and no more. Below is a look at a few sample questions from the questionnaire, so you can see how the Planner is set out.
  • Customisable Word document - easy to edit to reflect your unique situation.
  • Covers assets, finances, and responsibilities.

📖 2. Step-by-Step Process Guide and Users Guide

  • Clear, easy-to-follow instructions to complete your agreement.
  • No legal jargon - straightforward and simple.

🖥 3. Instant Access to the Members Area

  • Download your agreement instantly.
  • Access additional resources and FAQs to help you complete it with confidence.

💼 4. Access to the Fixed-Price Legal Review Service - $3250 covers both parties in most cases

  • Ensure your agreement is legally binding.
  • Get the required independent legal advice without unexpected costs.

🎁 BONUS: Will Kit Included

  • A simple Will template to help you plan your future together.

We’ve helped thousands of couples to organise their financial agreements for a fraction of the usual cost. Here’s some of their stories.

The experience has been an exceptionally positive one. The proactive level of service has been a delightful surprise and very, very welcome. Your staff have been professional, responsive and knowledgeable. Without their help in accommodating my need for a tight turnaround I don’t believe the objective would have been achieved. I cannot express how important this was to me and how grateful I am. The lawyers assigned to both my husband and I were exactly what we each required. I am taking great enjoyment in informing friends’ lawyers, who were forecasting chaos and disaster just how comprehensive and competent the service has been. A massive THANK YOU!!!!!!

Kathleen Murphy

The whole Service has been effective, efficient and my lawyer was professional, friendly and informative. I have been very impressed with RP Emery’s Service, in particular the various e-mails providing guidance. The templates are easy to follow and aren’t too confronting for the other party. Now to work on my Will. Thank you

Mick Horan

What a great service. Both our solicitors where excellent, professional, and contacted us really quickly. The whole process is value for money and I would have no hesitation in recommending your services. Please pass on our best wishes to the solicitors that reviewed our documents. Kind Regards

Steve Matthews

Everything You Need - With No Risk, No Stress, and No Expensive Legal Fees

We understand that making a legal agreement together is a big step so we’ve made the process as simple, affordable, and legally secure as possible.

  • 100% Australian-law compliant – Professionally-drafted and legally binding.
  • Instant access – Get started immediately; no waiting, no visiting a lawyer and no hassle.
  • Easy to complete – With step-by-step guidance, you don’t need legal expertise.
  • Fixed-price legal review available – Ensure compliance without unexpected costs.
  • Trusted by thousands of couples – Join others who have secured their future together.

Still unsure? Reach out to our friendly team on 1800 608 088 - we’re happy to help!

We Stand By Our Agreements – 100% Satisfaction Guarantee

We want you to feel completely confident in your decision to secure your financial future. That’s why we offer a 100% Satisfaction Guarantee.

If for any reason you’re not satisfied within 30 days, simply reach out, and we’ll make it right or give you a full refund.

Your future deserves protection, and we’re here to make that process risk-free.