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Cohabitation agreement for de facto couples

So, it looks like you are already living together. Do you need a de facto cohabitation agreement?

Couples young and old enter binding financial agreements or cohabitation agreements for any number of reasons.  Maybe:

  • you want to protect a superannuation interest; or
  • one partner feels nervous about the possibility of losing the family home; or
  • you want to make sure an inheritance only goes to the children; or
  • it may be as simple as declaring that each party will keep their financial affairs separate from the other.

The reasons are many and varied, but the one consistent message is to provide peace of mind for the party or parties at risk.

A cohabitation agreement allows you to document what you think would be a fair and equitable distribution of property in the event of separation, instead of leaving it up to the courts.


Insecurity about Finances can lead to misunderstandings

Insecurity about finances can often lead to misunderstandings, and the peace of mind that comes with putting a cohabitation agreement in place often removes the source of persistent arguments.

With this in mind, our lawyers have drafted this particular binding financial agreement to comply with section 90UC of the Family Law Act, to put you mind at ease.

The material covers all the issues that may be of concern to a de facto couple, and shows you how to clearly spell out what assets the parties would like to quarantine from future claim.

Debts are often a concern, so the documents also make it clear that neither party bears any responsibility for the debts of the other.

FAQ: What is the difference between a binding financial agreement and a cohabitation agreement?

Answer:  Nothing.  Under Australia’s Family Law Act the correct name for this document is a Financial Agreement although many people know it by the common name of a cohabitation agreement.

This easy to use cohabitation agreement kit includes:

  • The defacto Agreement template – written in plain English
  • Comprehensive User’s Guide which answers your questions
  • Sample agreement – so you know what the completed agreement should look like
  • Sample clauses – help you to tailor the document to your own situation – just cut and paste!
  • Bonus Will kit because you often need to update your Will when entering a new relationship.
  • Access to the Exclusive Members area which takes you through the process step-by-step
  • Complimentary Financial Agreement Assessment – we check your draft agreement to ensure it’s ready for the lawyers and the mandatory Legal Advice. This is how we save you thousands of dollars in legal fees.
  • Access to fixed price Legal Advice so you can get your agreement certified without spending a fortune.

Download Kit Today

Prenup Kit

Get Started – Agreement for all states except Western Australia just $

Buy De Facto Cohabitation Financial Agreement 90UC – Instant Download

Get Started – Agreement for Western Australia just $

Buy De Facto Cohabitation Financial Agreement WA 205ZO – Instant Download

Cohabitation agreement sample


Cohabitation Agreement Sample Excerpt

Excerpt of Cohabitation Agreement


Assets and Liabilities Sample

You enter your assets and liabilities onto the schedules – one for each party, and one for jointly held property.



Let’s take a quick look at the Peaceful Path process.


Download the Cohabitation Agreement Template Kit

The template is the blueprint - you need one kit per couple.


Add your information to the template

You and your partner add your personal information to the agreement – what you own, what you owe and how it will be divided if the relationship breaks down.


Submit your draft to us for Assessment

We assess your draft and help you to caress those basic building blocks into a robust agreement that the lawyers will quickly understand and be able to advise you efficiently.

Because we maintain the high quality of the agreements the lawyers receive, they know how much work should be involved and that all adds up to substantial savings to you.


Get the Required Legal Advice

After your draft is approved you'll be able to purchase the Fixed Price Legal Review Service. Then we will allocate an independent Family Law Specialist to you and your ex-partner.

You will speak with your allocated lawyer over the phone or zoom from the comfort of your own home or office.


Sign the Agreement

Sign the Agreement AFTER both parties has received their legal advice and store it away somewhere safe.

We work with you

In a nutshell – we work with you from start to finish. From the moment you download your agreement to the final signature. We know our stuff, our systems are finely tuned and our customers love us for it!

The service provided by your company was second to none!  The prenuptial contract process was seamless with all the details that I wanted plus more. The service, support, the contract, examples contract and everything that came with it was faultless!  I highly recommend your  company and will with no hesitation use your service again!  Well Done.”

Nathan Waterstone
Oakleigh Vic

See More Customer Stories

A Word of Warning

If you do decide to download a document from the internet, only a document drafted to comply with Australia’s Family Law Act and reviewed by an Australian lawyer will protect you. If you can’t speak in person to the staff of the company making the offer. Proceed with caution.

On the other hand if you want to speak with us, all you have to do is pick up the phone and call 1800 608 088.

Get Started Today - Choose from

Agreement for all states except Western Australia just $

Buy De Facto Cohabitation Financial Agreement 90UC – Instant Download