We’ve guided thousands of married and de facto couples through the separation process. We understand the emotional and practical challenges you’re facing, from deciding where you’ll live to navigating parental responsibilities and dividing assets.

That’s why we’ve developed a solution that not only simplifies the separation process but also saves you thousands of dollars in legal fees. Watch the video for a quick overview of our process.

We can show you how to finalise a legally Binding Financial Agreement that will be enforceable in the Family Court for just $2937 in most cases (Financial Agreement Kit at $147 plus fixed price Legal Review Service at $2790).

Our approach offers:

  • Substantial cost savings: Avoid hefty legal fees;
  • Less Stress: Avoid combative lawyers or Court involvement;
  • Ease of use: Our separation agreement template is written in plain English
  • Convenience: Complete the process from the comfort of your home
  • Comprehensive support: Access our Exclusive Member’s area packed with resources or contact our friendly staff;
  • Expert guidance: We’ll review your draft agreement to ensure it’s ready for legal certification.

From our easy-to-use agreement templates to our fixed-price Legal Advice service, we provide the tools and support you need to move forward.

See how Easy it is to finalise your Property Settlement – Watch This Quick 1-Minute Overview!

Step 1 - Get your Financial Agreement for Separation - Instant Download - Just $147

This kit is suitable for any type of separation -
married, divorced or de facto.

How it works

Compare your Property Settlement Options

There are four options available to finalise the division of your assets. They are:

While each option has its merits, Binding Financial Agreements often prove to be the most peaceful and cost-effective way to settle property matters.

Dealing with the “Stuff”

Whilst every couple is unique, every property settlement is essentially the same. The couple own assets and debt, and they need to work out an equitable way to divide the assets and debt between them.

They want to deal with issues like:

  • the transfer of the family home into one party’s name or the sale of the family home;
  • how investment properties will be dealt with
  • who gets what in relation to cars, furniture, the share portfolio and savings;
  • whether superannuation will be retained or split; and
  • whether maintenance will be paid.

A Binding Financial Agreement (BFA) allows you to legally document how you would like to divide your finances without going to Court.

It covers the division of Assets, Liabilities, Property and Maintenance.

It is suitable for de facto and married/divorced couples. If married, the agreement is suitable whether you are newly separated or have been divorced for some time.

You cannot deal with children’s matters such as access or financial support in a financial agreement but you can use a Parenting Plan or Child Support Agreement to address those issues.

Real Life Stories

We’ve helped thousands of couples finalise their property settlement with a BFA

After separating from her husband, Natalie wanted to create a separation agreement quickly and affordably. When her ex-husband consulted a lawyer, they were shocked to hear it could cost between $10,000 to $50,000. That’s when they discovered RP Emery’s services.

It was simple, it was quick, we could download it, we could do it at home, we could do it without having to go out of the building to speak to anybody because we both work full-time so it was nice to just get it done quickly and easily,” Natalie shared.

Chris used our services twice – once for a separation agreement and later for a pre-nuptial agreement. In his first experience, despite initially agreeing with his ex-wife on amicable terms, outside interference led to costly legal battles.

Chris noted, “The Agreement drafted by the lawyers engaged by myself and my ex-wife essentially mirrored the RP Emery Pro-forma; my legal bills amounted to some A$13,000 and I understand my ex-wife’s bills were above $18,000.”

See more Case Studies

Instead of spending tens of thousands like Chris did initially, or risking a $10,000 to $50,000 bill like Natalie was quoted, both were able to finalise their settlements for a fraction of the cost by using our services.

Here’s Exactly What You’ll Get When You Order Today

Your Separation Financial Agreement Kit gives you everything you need to secure your financial future - without expensive legal fees.

You’ll get immediate access to:

📝 1. Lawyer-Drafted Financial Agreement Template (See Sample Pages Below)

  • Professionally written, legally compliant agreement.
  • Customisable Word document - easy to edit to reflect your unique situation.
  • Covers assets, finances, and responsibilities.
  • Suitable for separating married, de facto or divorced couple - you'll get to choose the exact agreement for your situation after purchase.
  • Just $147 to get started
Sample of de facto separation agreement
Sample 2 of de facto separation agreement
Sample 4 of de facto separation agreement

📖 2. Step-by-Step Guide

  • Clear, easy-to-follow instructions to complete your agreement.
  • No legal jargon - straightforward and simple.
  • See Sample Page below - showing sample for separating married couple. You will choose the right kit for you (married, de facto or divorced) after purchase.
Showing Sample Page of Separation for Marriaed couple

🖥 3. Instant Access to the Members Area

  • Download your agreement instantly.
  • Access additional resources and FAQs to help you complete it with confidence.

💼 4. Access to the Fixed-Price Legal Review Service

  • Ensure your agreement is legally binding.
  • Get the required independent legal advice for both parties for just $2790 (in most cases)
  • No need to leave home - have your consultation over the phone or zoom
2 steps to a separation agreement

🎁 BONUS: Will Kit Included

  • A simple Will template to help you plan your future together.
Step 1 - Order your Separation Agreement Kit Now $147

Everything You Need - With No Risk, No Stress, and No Expensive Legal Fees

We understand that completing your property settlement is a big step so we’ve made the process as simple, affordable, and legally secure as possible.

  • 100% Australian-law compliant – This agreement is lawyer-drafted and legally binding.
  • Instant access – Get started immediately; no waiting, no visiting a lawyer and no hassle.
  • Easy to complete – With step-by-step guidance, you don’t need legal expertise.
  • Fixed-price legal review available – Ensure compliance without unexpected costs.
  • Trusted by thousands of couples – Join others who have secured their future together.

Still unsure? Reach out to our friendly team on 1800 608 088 - we’re happy to help!

FAQs

What is a Binding Financial Agreement (BFA)?

A Binding Financial Agreement (BFA) is a legal contract that adheres to the requirements of parts VIII A or VIII AB of the Family Law Act. This agreement allows you and your partner to formally document how your assets, liabilities, property, and maintenance would be divided in the event of a separation, without the need for court involvement.

How does a BFA differ from other property settlement options?

A BFA is different to other property settlement options because it helps you avoid court, is legally binding and keeps you in control of the settlement process.

What are the legal requirements for a BFA to be binding?

Under the Family Law Act a financial agreement is binding only when it is signed by both parties and contains a certificate confirming that each party has obtained independent legal advice prior to signing the agreement. Our Legal Review Service allows you to obtain the required legal advice for a fixed fee of $2790 which covers both parties in 90% of cases. If your financial situation is particularly complex then there may be additional fees, but they will be fixed and you will know up front.

Can I complete a BFA without going to court?

Yes, in fact BFA’s were introduced to help ease the burden on the family court system. Binding financial agreements provide a way to resolve financial matters privately and efficiently, reducing the need for court intervention.

What is included in the RP Emery Separation Agreement Kit?

Our kit includes the financial agreement template, Users Guide, a dedicated members area, our unbeatable customer support, access to the assessment of your draft agreement and the Legal Review Service, PLUS a bonus Will Kit.

How much does it cost to create a BFA using your service?

We can show you how to finalise a legally Binding Financial Agreement that will be enforceable in the Family Court for just $2937 in most cases (Financial Agreement Kit at $147 plus fixed price Legal Review Service from $2790).

What support is available if I have questions during the process?

Apart from the comprehensive users guide and members area, you can call us at any time to discuss your document.

Can I use a BFA if I’m already separated or divorced?

Yes

How do I get my Separation Agreement reviewed by a lawyer?

After completing your draft separation agreement by adding your details and outlining your proposed division of property, simply send it to us for evaluation. We will review your document to ensure it is correctly completed and meets the criteria for our fixed-fee service. Once it is approved, you can proceed to purchase the Legal Review Service and consult with your allocated family law specialist

What happens if my ex-partner and I disagree on the terms?

Mediation and counselling are great tools for couples who cannot agree on terms.

Unlike using lawyer to fight your battle, mediation encourages a collaborative approach, centred on finding mutually acceptable solutions, allowing the parties to work together to resolve issues their issues.

Instead of sticking rigidly to your positions, it’s often more beneficial to seek compromise and preserve the property pool. This approach can save you from incurring thousands in legal fees, which can accumulate quickly when lawyers charge $450 + gst per hour just for exchanging emails. Additionally, going to court could cost each party $30,000 to $50,000, with no certainty of achieving the desired outcome.

We Stand By Our Agreements – 100% Satisfaction Guarantee

We want you to feel completely confident in your decision to secure your financial future. That’s why we offer a 100% Satisfaction Guarantee.

If for any reason you’re not satisfied within 30 days, simply reach out, and we’ll make it right or give you a full refund.

Your future deserves protection, and we’re here to make that process risk-free.