De facto separation agreement – no super split

Defacto Separation and Property Settlement Agreements

Negotiating the emotional and financial fallout after ending a long term relationship is never easy, especially if children are involved. This agreement template would suit a defacto couple who are NOT splitting Superannuation assets.

Be In Control of the Process

If you’ve made the decision to call it a day, there is no legal requirement to formalise the end of a de facto relationship. The couple can simply divvy up what’s mine and what’s yours and move on with their lives. However, there may be a sting in the tail of such arrangements, as either party still has the right to make application to the family court for orders dividing the financial pool.

A financial agreement is a simple and convenient way to formalise the end of the relationship, at least from a financial perspective, giving both parties closure and a new beginning.

Get Started with a Separation Agreement Kit- Just $49

The kit deals with all the usual issues that a separating de facto couple may need to settle. These include:

transferring the ownership or title of real estate, whether that be a primary residence or an investment property;
whether or not one partner is going to provide financial assistance or maintenance to the other;
how to set out the division of bank accounts, share portfolios or any other joint investments;
how to clarify the ownership and/or management of family trust accounts, business interests, etc.

It can be a straightforward process

All of these issues may seem a little daunting at first but given the right document to start, some sample clauses and a little guidance, the veil of mystery is soon lifted.

Remember, we have shown thousands couples how to navigate this path, and we can show you too.

This Video explains how our system works

How the Process works

This section explains how our process works in detail.

5 steps BFA Planner

The Easier First Step

Start With the Separation Agreement Kit including BFA Planner – Just $49

Forget legal jargon and blank legal forms. Getting started here means answering a set of plain-English questions about your situation – in your own words, at your own pace.

We’ll ask about what you own and owe: property, super, savings, debts, vehicles, etc, and how you wish to divide it.

Alongside the BFA Planner, you’ll also have the plain-English User’s Guide, a step-by-step Process Guide, and a bonus Will Kit, because separation is exactly the time your Will needs updating too.

The completed BFA Planner is yours to keep and serves as a properly organised record of your property and finances, which is what a thorough property settlement needs.

It’s a Word document you can save, step away from, and come back to. Nothing is sent anywhere until you choose to send it – so there’s no pressure to have every answer ready before you start.

When you do send your completed Planner to us for review, that’s what gets things moving. Your answers are used to build your draft Financial Agreement, drawing on the framework we’ve refined across thousands of BFAs since 2009 – reviewed personally by our team.

Then our team will be in touch. If your draft fits within the Legal Review Service, we’ll confirm it and talk you through what happens next; if it isn’t quite there yet, we’ll explain why and what still needs sorting.

If it’s ready to proceed, a payment of $990 gets your matter formally underway. From there, we work through the finer detail together by phone and email – the points people often miss – getting your agreement ready for the next stage.

Once that’s done, the final balance payment of $2,260 unlocks the next stage: two independent lawyers – one for each of you. They provide the advice and certification the Family Law Act requires. Your lawyer will finalise your agreement and provide the final version ready for signing.

Get Started – Just $49

“I found it exceptional in every way. I was kept up to date with the process and any queries were answered within the day. It made the separation process much easier and I would highly recommend this service to any friends in the future. Thank you for everything.” — Kim Watt

A Look at What We Actually Ask

No dense legal clauses to wade through here – just plain questions about your situation, with enough detail to meet the law’s disclosure requirements and no more. Below is a look at a few sample questions from the questionnaire, so you can see how the document is set out.

You can use this Separation Kit if you are separated (married or de facto), divorced or splitting Superannuation. This Kit covers all scenarios.

BFA Planner sample

BFA Planner sample 2

BFA Planner sample 3

BFA Planner sample 4

How to Obtain the Required Legal Advice at a Fixed Price

Important note: Under the Family Law Act a financial agreement is binding only when it is signed by both parties and contains a certificate confirming that each party has obtained independent legal advice prior to signing the agreement.

Our financial agreement review service is available to assist you in completing the legal advice component of your FA at a LOW FIXED RATE of just $3,250 for both parties.

Just like thousands of other delighted customers, you too can minimise the financial and emotional cost of separation by using our questionnaire-led process and Legal Review Service.

How It Works and What It Costs

A simple process – a few honest questions, a confirmed understanding, a draft preview so you know what’s coming, then the independent legal advice that makes it binding.

Fixed Pricing — No Nasty Surprises

Step	What’s Included	Price (inc GST)
1. BFA Planner	Download, complete, and submit the BFA Planner – categories and approximate values only, no exact account numbers needed. Yours to keep regardless of what happens next.	$49
2. Submit & Confirm	We check we’ve understood your situation and intentions before anything proceeds – catching any gaps early, before you commit to the next stage.	Complimentary
3. Fine-Tune	Your matter formally begins. We work through the finer detail together by phone and email – the points people often miss – getting your agreement ready for final Legal Review.	$990
4. Legal Review	Final payment unlocks the Legal Advice stage where both parties receive legal advice and certification from two independent lawyers, one for each of you. This is required to make your financial agreement binding.	$2,260
5. Sign	Once your lawyers are satisfied, you’ll receive the finalised version to sign.	—
Total Cost for Two People		$3,299

Applies to most customers — complex structures (e.g. multiple companies, family trusts) may involve additional fees, confirmed with you before proceeding.

We work with you

In a nutshell – we work with you from start to finish. From the moment you download your agreement to the final signature. We know our stuff, our systems are finely tuned and our customers love us for it!

“The Separation Agreement Kit was easy to complete and the lawyer allocation process was fast and efficient. I would recommend this service to anyone who has a straightforward separation and needs the Agreement to satisfy the bank. 10/10 for your service!”

J Whittaker

See More Customer Stories

A word of warning

If you do decide to download a document from the internet, only a document drafted to comply with Australia’s Family Law Act and reviewed by an Australian lawyer will protect you. If you can’t speak in person to the staff of the company making the offer. Proceed with caution.

On the other hand if you want to speak with us, all you have to do is pick up the phone and call 1800 608 088.